Rates

Loans Dividend Rates

Effective as of: 12/31/2015
The Board of Directors sets dividend rates each quarter based
on earnings for that period. They are paid quarterly on January 1st,
April 1st, July 1st, October 1st.
Shares, Club One and Club Two
$100.00 minimum balance to earn the stated APY.10% APRup to $10,000
.10% APY
.20% APR$10,001 - $75,000
.20% APY
.40% APR$75,001 and up
.40% APY
Christmas Club*
$100.00 minimum balance to earn the stated APY.10% APRup to $10,000
*Funds Transferred To Shares Account Oct 15th.10% APY
early withdrawal fee applies.20% ARP$10,000 - $75,000
.20% APY
IRA's
Traditional, Roth and Educational.50% APR
.50% APY
Share Draft/Checking
No mimimum balance0.00% APR
No monthly fees, free overdraft protection and Debit Cards