New or Pre-Owned Vehicle Loans

Are you looking for a new-to-you vehicle? Virginia Beach Postal FCU wants to help. We can get you into the vehicle you really want. With our low rates and easy repayment plans we can design a loan program that won't put a strain on your budget. At your Credit Union there is never an application fee and we offer 100% financing.

Why not take a few minutes to prequalify right now? Once you are approved, you can shop with confidence because you'll know just how much money you can reasonably afford to spend and how much your payments will be. Armed with this valuable information you'll be in greater negotiating position at any dealership. Getting prequalified is easy: simply print our the loan application and fax it to 757.340.9781. We'll begin processing your request immediately.

In addition to offering great low interest rates, Virginia Beach Postal FCU also offers our members Guaranteed Asset Protection (GAP), Credit Life and Credit Disability insurance (underwritten by CMFG Life Insurance Company) on all loans. For full details and eligibility, please contact the Credit Union.

Signature Loans

There are times when we all need extra money for those unexpected expenditures like holiday shopping, consolidating bills, or buying a new washer and dryer. Whatever your need may be, Virginia Beach Postal Federal Credit Union has cash available to assist you.

Ask a loan officer about a Signature Loan and find out about our low rates and flexible terms.

Visa® Credit Card Program

Virginia Beach Postal FCU offers three different types of credit cards*, Classic, Gold and Platinum. All our cards have no application fee, annual fee or balance transfer fee. Our credit cards are designed to meet our members’ needs, from the well established borrower, to the first time borrower or the member who needs to re-establish their credit.

Credit Life and Credit Disability insurance is available on each of the credit card programs. Credit life insurance is designed to help reduce or pay your eligible loan balance, up to the policy maximum, should an unexpected life event occur. Credit disability insurance may make your loan payment, up to the policy maximum, if you become totally disabled due to a covered sickness or accident. Credit insurance is not required to obtain a loan. For full details, please contact the Credit Union.

Your purchase of Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Group Policy for a full explanation of the terms. CDCL-1345732.1-1115-1217

To apply for a Virginia Beach Postal credit card, contact the Credit Union at 757.340.9781.

* Credit card rates are subject to change.